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Welcome to /r/studentloans, the largest and oldest reddit community for discussion, information, and assistance related to the topic of student loan debt. Please feel free to join the. A discussion thread on r/studentloans subreddit where users share their student loan debt amounts and how they affect their lives. See comments on tuition costs, repayment options,. We’ve compiled a list of questions and answers from subsidized vs unsubsidized student loans reddit threads. All posts and comments are written by real people with real. There were around 7. 5 million federal student loan borrowers in default, the education department said in 2025. That grim figure has led to comparisons with the 2008. Learn about student loans from over 355,000+ subscribers on reddit or r/studentloans. Find detailed information, diverse perspectives, and active engagement on. I’ve paid a little toward my $90,000 in loans. Learn about different programs and requirements for loan forgiveness from reddit experts and users. Find out how to qualify, which loans are eligible, and how to avoid common. I had $120k+ in student loan debt, and i only have about $45k left after 3. 5 years of paying it down. But i don’t like debt so i’m pretty good about extra income like bonuses, raises,. Learn from reddit users how to refinance your student loans and save money, compare lenders, and avoid pitfalls. Juno. com offers exclusive deals and calculators to help. The save plan caps monthly federal student loan payments at 5% of a borrower's discretionary income (down from 10%) for undergraduate loans. It also eliminates unpaid. Having student loans also makes you a riskier applicant for subsequent loans (from the lender's perspective). It would be nice if you guys on reddit would read the whole post and dont.